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Terry Mendez, CEO of Safe Harbor:

"We have expanded from a single-service provider into a multi-service financial platform"

Safe Harbor has launched cannabis industry's comprehensive financial solutions platform. The platform is designed to help operators bank, borrow, operate and grow with greater clarity, control and financial stability.

Ten years ago, Safe Harbor created the nation's first compliant cannabis banking program, giving operators safe access to the financial system. Today, the Company is expanding beyond its banking foundation to address the industry's broader financial health needs. Cannabis operators continue to face uncertain policy, complex regulations, high taxes and limited access to qualified financial support. The platform brings key financial functions together under one brand, delivered by Safe Harbor along with trusted industry strategic partners.

Platform overview
Bank: Safe Harbor continues to provide compliant financial access for licensed cannabis operators, including secure accounts, digital access tools, payment support, cash logistics coordination and detailed reporting for audit and regulatory needs.

Borrow: The Company has broadened its lending program to include more flexible options for established cannabis operators, making capital more accessible across the industry. In addition, Safe Harbor will support financial institutions in reselling cannabis-related loans and managing portfolio risk, enabling greater capital flow into the sector.

Operate: Safe Harbor now offers operational and financial support services such as bookkeeping, payroll, reporting, collections, cash management, merchant services, HR, insurance, logistics and other cannabis solutions.

Grow: The platform also includes strategic finance and advisory services, including fractional CFO support, forecasting, budgeting, valuations, investor preparation, multi-entity structuring, 280E guidance and M&A support.

Together, these solutions give cannabis businesses the flexibility to strengthen their existing finance teams or fill in gaps where support is needed. For operators that prefer a more comprehensive approach, the platform can also serve as a fully outsourced financial solution. The combined services are intended to help businesses gain end-to-end financial clarity and control more efficiently and cost-effectively.

"This is a transformational moment for Safe Harbor and for the cannabis industry," said Terry Mendez, CEO of Safe Harbor. "We have expanded from a single-service provider into a multi-service financial platform that supports day-to-day operations as well as long-term planning and oversight. Our goal is to help operators navigate a challenging environment with clearer information and more reliable financial infrastructure as we move toward becoming the SoFi of cannabis."

For more information:
Safe Harbor Financial
shfinancial.org

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